Independent Financial Advice.

Third Line Financial Planning is an independent financial advisory firm based in Los Angeles specializing in investment management and financial planning.


Who We Work With

Our clients range from Millennials to Gen-Xers and include entrepreneurs, professionals, and retirees.

By only working with a select few ongoing clients, we aim to provide a truly boutique offering.


What We Offer

The business of giving financial advice has changed substantially in the past decade. In short, we’re not your parent’s advisor.

•Comprehensive Financial Planning
Our approach to financial planning starts with life planning first and then drills down into the numbers from there. We advise clients on retirement, budgeting, savings, and more.

•Investment Management
We don’t believe in robots managing money and think each client deserves a completely customized portfolio based on their needs and objectives. Client portfolios are built with liquid, tax-efficient ETFs (Exchange Traded Funds).


Why Work With Us?

As a Fee-Only Registered Investment Advisor, I act as a fiduciary by always putting your needs first. As a independent-advisor we can work without the distraction of outside management or shareholders.

These three core tenets guide the firm:
•Trust – The cornerstone of our relationship is built on trust—our word is our bond.
•Teamwork – We believe financial planning is a two-way street best practiced together.
•Transparency – There are no hidden fees, we don’t sell insurance, and never receive commissions.


What to Expect

First, we get to know clients on a personal level and talk about life planning before we talk numbers.

Next, we’ll work together to develop a customized financial plan.

Over time, we’ll check in to adjust the plan as needed—and we’ll be with you every step of the way.


About Us

Ryan Ortega has over 15 years of experience in financial markets. He began his career as a research analyst and later worked at an institutional investment consultant. His investment expertise ranges from traditional asset allocation, to early-stage venture capital and alternative assets.

He graduated from California State University, Long Beach with a B.S. in Business Administration concentrating in Finance. He also earned the Personal Financial Planning (PFP) designation from UCLA Extension and the Claritas® Certificate given by the CFA® Institute. He holds the Financial Industry Regulatory Authority (FINRA) Series 65 license.

Let’s Talk! Drop me a note here.

  • LinkedIn
  • Twitter

    Sign up for our Email Newsletter